Construction Captive

The Breckpoint® Solution

The construction industry has had a tumultuous history of rising and falling insurance costs for decades.

The Breckpoint® Captive was designed with two purposes in mind:

1 To stabilize premiums long term

2 Give Operators the opportunity to financially

benefit from their safety and loss control practices.

Joining the Breckpoint® Captive opens the door for operators to take control of their insurance spend.

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Acrisure's Competitive Advantages

Many construction companies are looking to adopt group captive insurance strategies to regain control over the cost and coverage of risk and turn an expense (premiums) into a protected asset. There are several other advantages of participating in the Breckpoint® Captive:

  • Underwriting profit returned to members
  • More predictable / stable premiums
  • Improved and streamlined claims management
  • Protection from catastrophic risk
  • Improved insurance capacity to counteract the shrinking commercial insurance market
  • Reduced administrative costs
  • Competitive Commissions
  • Simplified submission and renewals
  • Clients know the worst case scenario before joining
  • Adjustable retention

Submission Guidelines

Clients who meet the following criteria should consider adding this captive option to your proposals:

Any of the following lines of coverage: WC, AL, GL, APD
Minimum Premium of $250,000 for any or all of the lines above
Good Loss history over the last 5 years
Safety oriented and a desire to take control of their insurance destiny

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